The first level is definitely the internalized metaphysical fear: ex-premies I know have been tormented by even auditory hallucinations of hearing Prem Rawat's voice in their heads when they are about to go to sleep, and myself I still suffer from nightmares with Rawat (seeing his nasty and revengeful, full of hate look in his eyes, looking at me with a threatening dismissive way at the backstage, knowing I have left his cult, ordering his minions to "take me out of the picture" etc.) 

The second level of fear is very much legitimate and real: Prem Rawat definitely does not hold any supernatural power, but he does hold the power of him being a leader of a money-making operation with lots to loose from the ex-premies testimonies. This is where the NDAs and all other contracts signed by premies working for him become a real, actual threat, anyone would take seriously. The same as Susan, I have all the information secured with a lawyer, just in case something happens to me (I hope it does not come to that of course...)